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Chapter 16: What This Actually Costs

7 sources. Checked September 2026.

Every claim in this chapter is traced to the source behind it. Below is each one, numbered as it appears in the book, with a link that opens the original.

  1. Care Act 2014, s. 14(1), (2) and (4) (legislation.gov.uk PDF, read directly): a local authority may charge for meeting needs under sections 18 to 20, and any charge may cover only the cost the authority incurs in meeting those needs.
    www.legislation.gov.uk/ukpga/2014/23/section/14
  2. Care and Support (Charging and Assessment of Resources) Regulations 2014, Sch. 1, para. 5 (legislation.gov.uk PDF, read directly): a direct payment received by the adult is treated within the same financial assessment framework as care and support arranged directly by the authority.
    www.legislation.gov.uk/uksi/2014/2672/contents/made
  3. Care and Support (Charging and Assessment of Resources) Regulations 2014, reg. 12(1)–(2) and reg. 25(1) (legislation.gov.uk PDF, read directly): the upper capital limit is £23,250, above which the authority is not required to pay towards the cost of care and support; the lower capital limit is £14,250, below which capital is disregarded; between the two, capital is treated as generating a weekly tariff income of £1 for each complete £250 above £14,250.
    www.legislation.gov.uk/uksi/2014/2672/contents/made
  4. Care Act 2014, s. 14(3) (legislation.gov.uk PDF, read directly): the power to charge for meeting a carer's needs for support, by providing care and support to the adult needing care, may not be exercised so as to charge the carer.
    www.legislation.gov.uk/ukpga/2014/23/section/14
  5. The King's Fund, Key facts and figures: adult social care (accessed 28 August 2026), citing National Audit Office analysis of Laing Buisson data: approximately £8.3 billion is spent annually on privately purchased social care in England; self-funders typically pay more for care home places than local authorities pay for publicly funded residents in the same homes.
    www.kingsfund.org.uk/insight-and-analysis/data-and-charts/key-facts-figures-adult-social-care
  6. Care and Support (Charging and Assessment of Resources) Regulations 2014, reg. 9 (legislation.gov.uk PDF, read directly): a local authority must carry out a financial assessment of the adult under section 17(1), (3) or (4) of the Act, in accordance with Parts 3 to 5 of the Regulations.
    www.legislation.gov.uk/uksi/2014/2672/contents/made
  7. Care and Support (Charging and Assessment of Resources) Regulations 2014, reg. 6 (legislation.gov.uk PDF, read directly, as amended by S.I. 2026/213): the personal expenses allowance for a resident or temporary resident in a care home is £31.80 each week, below which a charge under section 14(1) of the Act may not reduce their income.
    www.legislation.gov.uk/uksi/2026/213/contents/made

Sources for the other chapters are listed at ageingparent.co.uk/sources. Free guides on the topics in this book are at ageingparent.co.uk.